Insurance

End of the road for cheap car insurance. Motorists hit by substantial hikes in insurance prices, as the Car Insurance Price Index Q3 2015 reveals an annual price rise of 8.1%.

The days of cheap car insurance appear to be over, with comprehensive car insurance premiums rising substantially during the third quarter of 2015, with motorists now paying $47 more than they were this time last year, according to the latest Car Insurance Price Index in association with Towers Watson.

This means that the average quoted premium for an annual comprehensive car insurance policy now stands at $629 in Q3 2015, compared to $582 in Q3 2016.

Summary of cover.

The information below gives you details at a glance to help you decide which product is right for you. Just select any feature below to find out more. We want you to be confident that your policy covers everything you need, so please be sure to read the full motor policy booklet before you decide to buy.

Breakdown cover options. Rescue only.

Rescue only breakdown cover is available for breakdowns occurring in the United Kingdom. It can be upgraded to more comprehensive cover levels, and provides the following: A Rescue from an RAC patrol, or a contractor to assist you and provide labour at the roadside.

Rescue & Recovery breakdown cover offers the same service as rescue only cover with the following additional benefits if we cannot get your vehicle repaired locally within a reasonable time:

We will transport your vehicle home or deliver it to a single address anywhere in the United Kingdom.

We will transport you and up to seven passengers to the above chosen destination. (If there are more than five people this may require two separate vehicles. An adult from the covered vehicle must accompany any children.)

The above Recovery service is also available should you be taken ill and be unable to continue your journey if you have no passengers who can legally drive the vehicle.

Only available with comprehensive cover, you have the option to select an enhanced courtesy car if your vehicle is involved in a claim. We recognise that not all people’s needs are the same.
Expert legal support when you need it most: If you’re involved in a motor accident which is not your fault, we will cover up to £100,000 legal costs for a lawyer to pursue compensation.
We will also pay your legal costs should your claim not be successful. Up to £10,000 legal costs for a lawyer to defend you if you’re being prosecuted for a motoring offence (eg speeding fine)
If you select the courtesy car option, a replacement car is provided by one of our approved repairers and is available for the duration of any repairs. If your car is stolen or written off.

If you are unable to use your van following a claim, a replacement vehicle will be provided for your use until your van is recovered, repaired, or written off, up to the maximum period as shown on your schedule. After this period you can continue to rent a replacement van at a preferential rate.

Please read the van insurance policy information document for full details and exclusions that apply. You can select replacement van cover for an additional cost on your quote summary page. Please read the van insurance policy information document for full details and exclusions that apply.